Finding a Fresh Start with Personal or Business Bankruptcy Every year, thousands of Americans find themselves in over their heads financially because of situations beyond their control. A job loss, an injury or illness in the family, a sudden increase in house payments when an adjustable rate mortgage goes up or a balloon payment comes due… these are very common causes for financial distress and bankruptcy.
When you are having trouble making ends meet and you have tried everything, it may be time to contact a bankruptcy attorney to see if personal bankruptcy is an option for you. I’m attorney Bennie Brooks, a Landover, Maryland bankruptcy lawyer. For more than 20 years, I’ve been helping people overcome crippling financial problems and find a fresh start in life with Chapter 7 and Chapter 13 personal bankruptcy. I also assist many small business owners with Chapter 11 business bankruptcy. Will I lose my home?
Will I have to give up my car?
Will my credit be ruined? These are some of the most common questions—and fears—people have about bankruptcy. These fears cause them to wait longer than necessary before they see me and begin on the road to financial recovery. Call my Landover bankruptcy law office at (301) 731-4160 for a free consultation to get real answers to your questions about bankruptcy. Chapter 7 Personal BankruptcyChapter 7 bankruptcy is often called “fresh start” bankruptcy, because it literally wipes away some of your debts and allows you to start over. If you have suffered a serious, lasting loss of income and are over-extended with credit card or medical debt, Chapter 7 may be the best option for you. There are income limits, and you may not be able to declare Chapter 7 if you have done so previously. Talk to me to learn more about whether you qualify for Chapter 7. I can explain your rights under the U.S. bankruptcy code, and we can begin immediately to stop creditor harassment, stop the threats of foreclosure, and stop wage garnishment. Chapter 13 Personal BankruptcyChapter 13 bankruptcy is appropriate for people who may have suffered a temporary loss of income or a sudden increase in expenses that have caused them to get behind in their mortgage and bills. Chapter 13 bankruptcy does not wipe out credit card debt completely, but it can greatly reduce your total debt, wipe out late fees and fines, and extend your repayment period. If you have declared Chapter 7 in the past, you may still qualify for Chapter 13 this time. Talk to me to learn more about whether Chapter 13 can help you. Chapter 11 Business BankruptcyLike Chapter 13 personal bankruptcy, Chapter 11 business bankruptcy gives you valuable time to get your company's financial affairs in order, to reorganize, and to begin repaying creditors. Contact my Landover bankruptcy law office for accurate bankruptcy information, a clear plan of action, and peace of mind. Your initial consultation is free. Bennie R. Brooks, Attorney at Law8201 Corporate Drive, Suite 260
Landover, MD 20785
Telephone (301) 731-4160 • Fax (301) 731-0897
Map and Directions • E-Mail MeMaryland attorney Bennie R. Brooks provides a wide range of legal services to the residents of Prince Georges County and Montgomery County, Maryland, in communities such as Bowie, Landover, Fort Washington, Hyattsville, Laurel, Rockville, Silver Spring, Bladensburg, Beltsville, Mitchellville, Capitol Heights, Columbia, Upper Marlboro, and Bethesda. | 
